Trip = T/O to landing (incl climb/desc). Contingency = max(5% trip, 5 min hold@1500ft) — reducible to 3% with ERA. Alternate = MAPt to alternate (incl dest missed approach, not alt missed approach). Final reserve: jets 30 min hold@1500ft; pistons 45 min cruise — emergency only, never planned. Additional = engine-out/depress insufficient case. Extra = PIC/tankering.